Wednesday, October 31, 2012

Germany's Merkel to meet global finance chiefs

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Exam Leaked to Guards at Y-12 Nuclear Site, Inquiry Finds

WASHINGTON ? The security guards at a nuclear weapons plant who failed to stop an 82-year-old nun from reaching a bomb fuel storage building earlier this year were also cheating on a recertification exam, according to an internal investigation by the Department of Energy, which owns the weapons plant.

National Nuclear Security Administration, via Reuters

An inspector visiting the Y-12 National Security Complex saw a copy of a recertification exam on the seat of a patrol vehicle.

Shawn Poynter for The New York Times

Sister Megan Gillespie Rice and two accomplices broke into Y-12 on July 28, cutting through three layers of fence.

The exam, with answers, was circulated to guards at the Y-12 National Security Complex, near Oak Ridge, Tenn., before they sat down to take it, according to the report, by the department?s inspector general. The report, released on Wednesday, said that the cheating was enabled by the department itself. It was routine practice for the department to involve contractor personnel in preparation of such exams, because the federal government did not know enough about the security arrangements to write the exam without the help of the contractor.

A federal security official sent the exam by encrypted e-mail to ?trusted agents? at the management contractor, B&W, but did not instruct those executives to keep it secret from the people who would have to take it, according to the report. The government found out about the cheating only because an inspector visiting the plant noticed a copy of an exam on the seat of a patrol vehicle the day before guards were to take it.

The security contractor was Wackenhut, but its contract was terminated after a security breach on July 28, when the nun, Sister Megan Gillespie Rice, and two accomplices cut through three layers of fence, splashed blood on a building housing bomb-grade uranium, performed a Christian ritual and then waited to be apprehended. A subsequent investigation found that many security cameras had been disabled long before the break-in.

B&W remains the management contractor at the site.

The inspector general, Gregory Friedman, said the failure to secure the exam before it was administered was ?inexplicable and inexcusable.? Contractor officials treated the test ?as if it were a training aid,? he wrote. Part of the problem, he said, was ?contractor governance? by the Energy Department. Almost all the work done by the department is performed by contractors.

But there were indications that some officials at Y-12 knew they were doing wrong even as they did it. One contractor official, who had described the exam during a daily meeting of officers, said in an e-mail discovered by the inspector general: ?Please remember the sensitivity issue with these questions. It would not be a good idea for these to be left lying around? or for an officer ?to have these in hand during an audit.?

The inspector general added that ?the issue at Y-12 does not appear to be unique to that site.? Sending exams to the contractor for checking is common because federal officials often lack the knowledge to check the tests themselves before they are administered, the report said. Similar episodes may have happened elsewhere but not been discovered, the inspector general found.

The National Nuclear Security Administration, the part of the Energy Department that runs the weapons plants, disagreed with the report?s conclusions. In a written response, Thomas P. D?Agostino, the head of the administration, said that the problem was not governance, because the issue was not the release of the test to contractor officials for checking, but ?the abuse of discretion (or disregard of controls for further distribution) on the contractor?s part in releasing the materials to a broader group of employees.?

Mr. D?Agostino wrote that his agency would work ?to ensure that there are no similar lapses in the effective control of performance test information in the future.?

Source: http://www.nytimes.com/2012/11/01/us/guards-at-breached-nuclear-site-in-tennessee-cheated-on-exam-report-says.html?partner=rss&emc=rss

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More Realistic Evil Dead Costumes Aren?t Possible Short of...



More Realistic Evil Dead Costumes Aren?t Possible Short of Cutting Off Your Arm



By Mario Aguilar

Holy smokes, these Evil Dead 2 costumes are off the chainsaw. On the left, we?ve got Kiersten Essenpreis wearing her DIY hat featuring a detailed replica of the forsaken cabin from the film. On the right, her friend Marc is dressed up as the haunted Necronomicon?that causes the film?s characters so much trouble. And in the middle, Essenpreis? husband is all bloodied up like the hero, Ash. This is how you do Halloween, people.

Assistant Professors in Human Services - HigherEdJobs

[unable to retrieve full-text content]About the Department: Housed within Woodring College of Education, the Human Services Program currently employs six full-time tenure line faculty, and graduates approximately 100 students each year. In addition to being offered on the ... Note: You will need to use Internet Explorer to fully utilize WWU's online application system. Materials may be attached as noted ... Contact information for three references (no letters of reference) Technical questions regarding ...

Source: http://www.higheredjobs.com/details.cfm?JobCode=175687193

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Friday, October 26, 2012

Actress Melissa Joan Hart balances acting with motherhood, talks ...

Melissa Joan Hart is known for her TV personalities, playing a PG version of Carrie Bradshaw in ?Clarissa Explains it All? and a 16-year-old who finds out she has magical powers in ?Sabrina, The Teenage Witch?. She?s now starring in the ABC Family series ?Melissa and Joey?, where her character hires a male nanny, played by fellow '90s television heartthrob Joey Lawrence, to look after the niece and nephew she?s in charge of raising.

Off-screen, Hart?s own family and career continues to grow. She just gave birth to her third son with husband Mark Wilkerson, and is now partnering with Merck and their ?Once Upon a Birth? campaign. Hart comes to ?Starting Point? to explain it all.

Hart was only a teenager while filming ?Clarissa Explains It All?.

?That?s 20 years ago,? Hart says, ?long time ago.? She was balancing high school, the show in Orlando, and her family back home in New York. She?s pulling much the same weight now, managing her family in Connecticut and shooting ?Melissa and Joey? in Los Angeles, a show she also executive produces. She was also an executive producer on in ?Sabrina, The Teenage Witch?. ?

?You get to have some fun,? she says about the benefits of producing to playing the lead actress. ?You get to have some creative control,? like working with the talent of your choice. ?So I really enjoy that.?

A mother to three healthy kids, Hart?s paid partnership with Merck is rooted in her wish to empower women with more access to prenatal care. Her own birth story is on Merck for Mothers? Facebook page as a part of its ?Once Upon a Birth? initiative.

?For every story shared, they will make a donation to Join My Village,? an empowerment program for women around the world, Hart says, ?because 800 women die everyday in child birth.? Hart feels blessed to have proper healthcare and healthy children.

?Anything related to mothers and babies is where my heart is,? Hart says.

Source: http://startingpoint.blogs.cnn.com/2012/10/25/actress-melissa-joan-hart-on-balancing-acting-with-motherhood-talks-about-work-promoting-prenatal-care/

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Thursday, October 25, 2012

ThrowMeApp: The most fun you'll have destroying your Android

4 hrs.

Every now and then, I encounter an app which leaves me utterly torn. Do I recommend this thing to other people? Or do I tell them to?lock up their phones and never?download something so dangerous?

Typically, I pick a third option: I share my?? more often than not?? awkward?experience with the app and hope that folks make the right choice after reading about it.

With that in mind, let me tell you about ThrowMeApp.

ThrowMeApp, according to its developer's description, allows you to "explore a new aspect of photography" by "throw[ing] your phone into the air to take aerial pictures of you and your friends." Let's rephrase that, just to be clear: This app not only encourages, but requires you to throw your precious smartphone into the air in order to take a photo.

What could possibly go wrong?

The sample photos provided by ThrowMeApp's developer look innocent enough, of course. ?People are smiling and everything seems safe.

So, what the heck? I decided to download the free?app to the Samsung Galaxy?Note 2 I've been testing.

Things are pretty simple, in theory. You open up the app, hold your phone?flat in your hand with the screen facing up (which leaves?the main camera facing down), tap the screen, and then gently toss your precious gadget.?The app has some sort of magical software which calculates when the device is at the highest point of the throw (while the screen is still facing up and the main camera facing down) and snaps a photo.

Unfortunately, things aren't all that easy in practice.?

I was quite glad that I decided to work from home on this day, because that meant I could plop down on my bed and repeatedly throw my phone into the air with the comforting knowledge that it'll safely land in a pile of pillows if I don't catch it. I, sadly,?failed to account for the fact that, despite being fairly high, my ceiling might get in the way. (The Samsung Galaxy?Note 2 can handle hitting a ceiling quite well, in case you're wondering.)

I didn't get any fantastic shots out of the app, even after some practice. I suspect that it has to do with the limitations of an indoor space. Perhaps throwing a phone a wee bit higher in a more dangerous space might lead to better shots. But I'm not about to test this theory, not unless someone wants to volunteer a stunt phone.

Want more?tech news or interesting?links? You'll get plenty of both if you keep up with Rosa Golijan, the writer of this post, by following her on?Twitter, subscribing to her?Facebook?posts,?or circling her?on?Google+.

Source: http://www.nbcnews.com/technology/gadgetbox/throwmeapp-most-fun-youll-have-destroying-your-android-1C6656834

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How Slight Sleep Deprivation Could Add Extra Pounds

New analysis shows that metabolic effects caused by even a couple nights with less than six hours of shut-eye may feed obesity


sleep deprivation obesitySleep more to weight less?: Research from controlled trials is accumulating to suggest that just skipping a couple hours of sleep could make for big--and not so great--biological consequences for your body. Image: iStockphoto/iPandastudio

Getting seven to eight solid hours of sleep each night might seem an almost impossible luxury to many people. But not getting enough sleep is known to impair mental function and increase the risk for heart disease, among other ill effects. Accumulating evidence also suggests that even short-term, partial sleep deprivation could pave the way for weight gain and other negative metabolic consequences.

More than 28 percent of adults in the U.S. report that they get less than six hours of sleep a night, with this cumulative deprivation becoming more common in the past three decades. And now that more than 35 percent of U.S. adults are currently obese, researchers have been searching for potential links between the two conditions, in hopes of reducing the increasing health and economic burden of obesity. Establishing lack of sleep as a risk factor for weight gain could have important clinical and public health effects, possibly allowing people to make simple lifestyle changes to improve their metabolic health.

A new report, published online October 24 in the Journal of the Academy of Nutrition and Dietetics, reviews 18 carefully controlled laboratory studies that tested human subjects' physiological and behavioral responses to sleep deprivation as they relate to metabolic health.

Reena Mehra, an associate professor of medicine who studies sleep and health at Case Western Reserve University School of Medicine and who was not involved in the new analysis, notes that the new paper is "a well done review of the experimental data."

The researchers found that studies of people without sleep-related conditions who got consecutive nights of four to six hours of sleep revealed a wide range of negative effects involving appetite hormone signaling, physical activity, eating behavior and even fat-loss rates. "From a population health perspective, this helps to get people to understand that sleep deprivation really does have an impact on your health," Mehra says.

To sleep, perchance to eat less
Perhaps some of the best-documented effects of sleep deprivation on weight are based on two powerful hormones: ghrelin and leptin. Ghrelin is involved in sending hunger signals and leptin helps to tell you that you are full. In one study, after just two consecutive nights of four-hours' sleep, test subjects had a 28 percent higher ghrelin (hunger) hormone level and 18 percent lower leptin (satiety) hormone level in their blood compared with subjects who had spent 10 hours a night in bed. In the same study, for those who were sleep deprived, "self-reported hunger and appetite ratings significantly increased by 24 percent and 23 percent, respectively," noted the authors of the review paper, which was led by Julie Shlisky, a researcher at The New York Obesity Nutrition Research Center at Saint Luke's-Roosevelt Hospital Center. "The greatest increase in appetite rating was for energy-dense, high-carbohydrate foods," Shlisky and her co-authors noted. Other studies found additional increases in fat and saturated fat consumed by those suffering from sleep deprivation. One study also found a change in another eating signal called peptide YY, which is thought to tell the body it is full after eating enough. It dropped off in a group of subjects who had been allowed only five hours in bed for two nights, suggesting that these sleepy subjects would be more inclined to eat more given the opportunity.

Source: http://rss.sciam.com/click.phdo?i=962d420862f7dc49e38718da3ef0283b

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Zynga Makes Its First Move Into ?Real Money? Games, Partners With Casino Gaming Giant Bwin.Party

Zynga BuildingZynga announced today its first move into casino gaming, in other words, it is moving into online games that deal with real money. Zynga announced this afternoon it has inked an exclusive partnership with bwin.party, the world's leading international real money gaming company, in a move to offer real money online poker and casino games in the United Kingdom, where such things are currently legal (they are not permitted in the United States.)

Source: http://feedproxy.google.com/~r/Techcrunch/~3/vtToZOya3R4/

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Wednesday, October 24, 2012

Pixels and Pills Shares Digital Pharma East Thrills | Digital Pharma

Special thanks to Michael Spitz (@SpitzStrategy) at Pixel and Pills for sharing his experiences onsite at the 6th Digital Pharma East.?

On behalf of the entire Pixels and Pills blog crew, we were thrilled to attend and honored to help capture some of the wonderful thinking and compelling innovation surrounding the 6th Annual Digital Pharma East conference in Philly this year.

With our booth set up right outside the Loew?s Philadelphia Hotel main presentation room on Tuesday and Wednesday last week, and up on the mezzanine throughout Thursday?s ?Mobile Day,? we shot more than 30 key digital pharma opinion leaders, including keynote speakers, pharma innovators, entrepreneurs and innovators, bloggers and visionaries, and many others who braved the camera and shared their wares.

Lisa Flaiz from Jannsen, discussing digital pharma potential with interviewer Spitz from Pixels and Pills

Lisa Flaiz from Jannsen, discussing digital pharma potential with interviewer Spitz from Pixels and Pills

What impressed us the most about the conference overall was the level of palpable excitement permeating the presentation halls, breakout tracks, master classes, interactive panels, and within the sponsor areas. Gone are the days when ?digital pharma? seemed a pipe dream or mere line item on the marketing budget, as an amazing confluence of technological and communications change sweeps the industry. Many of our interviewees pointed out how now is the time for digital health to demonstrate its true potential, as virtually every target audience including patients, caregivers, physicians, payers, hospital groups eagerly embrace the digital channel like never before.

In terms of conference content, the depth and breadth of the subject matter was timely and impressive. Only a few years ago the industry was struggling with how to handle unbranded disease education and the potential of a branded website experience. The iPad has since single-handedly redefined how healthcare audiences engage with digital content, forcing the hand of once-emerging technologies into mainstream pharma communications, and compelling marketers to embrace new models in mobile and even social networking.

With these unprecedented and often unexpected advances in mobility has blossomed the reality of ?the point of care everywhere,? bringing vast and nimble data resources into the hands of physicians and patients wherever they may be. Astute and innovative pharma and device manufacturers have acted on the opportunities, embracing touch screen interactive visual aids for sales reps, diagnostic and educational apps, and even flexible practice management tools for specialists, hospital groups, and other constituents hungry for seamless connectivity with their treatment providers.

In parallel to these technological changes (and often reinforced by them) are active and vibrant initiatives to evolve the legal and regulatory framework through which all branded forms of pharma and medical device communication must flow. Mark Bard of the Digital Health Coalition epitomizes this effort to bring industry, government, entrepreneurs, and even the ultimate end-user, the empowered patient, into the mix. As Mark discussed in his interview with us, the Coalition?s goal isn?t so much to draft prescriptive, granular guidance, as instead stimulate dialogue and bridge the gaps inhibiting the incredible potential engendered by the healthcare interactive technology landscape.

Mark Bard, Digital Health Coalition, explaining their goals with Spitz from Pixels and Pills

Mark Bard, Digital Health Coalition, explaining their goals with Spitz from Pixels and Pills

Perhaps most significantly, this year?s Digital Pharma East Conference reinforces the validity and vitality of the digital health conference circuit. Nowhere else can industry stakeholders, communications and technology experts, entrepreneurs and innovators, sponsors and bloggers openly meet, engage, share ideas, and brainstorm the future of pharma digital. Although the very tools discussed and featured enable and encourage communication like never before, there?s still no substitute for true face time, and sharing ideas and innovation live with hundreds of one?s peers in a setting dedicated solely to the exercise.

The interactive format of Digital Pharma East lent itself perfectly to this new sensibility, and fostered the opportunities for brainstorming the attendees expected. Robust Q&A followed presentations, while breakouts and master classes offered smaller and more specialized venues for deep dives into areas, all led by subject matter experts in their respective fields. We hope this ?Unconference? trend continues, giving stakeholders and pundits an even great opportunity to do what they do best, namely tear down walls and figure out ways to best connect with each other, their audiences, and with the pulse of the digital health revolution.

Visit Pixels and Pills to see the videos, dozens being edited and posted the following few weeks. Share your feedback, and let?s keep the digital pharma conversation alive!

Source: http://digitalblog.exlpharma.com/2012/10/pixels-and-pills-shares-digital-pharma-east-thrills/?utm_source=rss&utm_medium=rss&utm_campaign=pixels-and-pills-shares-digital-pharma-east-thrills

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WHY IT MATTERS: Issues at stake in election

A selection of issues at stake in the presidential election and their impact on Americans, in brief:

___

Abortion:

Abortion and birth control are divisive issues in politics, and they've flared up at times in this campaign despite the candidates' reluctance to dwell on them.

President Barack Obama supports abortion rights. And his health care law requires contraceptives to be available for free for women in workplace health plans.

Republican Mitt Romney opposes abortion rights, though he previously supported them. He says the Supreme Court ruling establishing abortion rights should be reversed, allowing states to ban abortion. He's also criticized mandatory coverage for contraception as a threat to religious liberty.

Romney's ability as president to enact federal abortion restrictions would be limited unless Republicans gained firm control of Congress. But the next president could have great influence over abortion policy if vacancies arise on the Supreme Court. If two seats held by liberal justices were filled by Romney-nominated conservatives, prospects for a reversal of Roe v. Wade would increase.

___

Afghanistan:

U.S. troops are still in Afghanistan, 11 years after they invaded. Why? The answer boils down to one word: al-Qaida. The goal is to damage the terrorist group enough to prevent a repeat of the 9/11 attacks.

After nearly tripling the number of U.S. troops in Afghanistan in 2009-10, Obama is pulling them out, aiming to end all U.S. combat there by December 2014. He says Afghans are now "perfectly capable" of defending themselves. Romney now endorses ending combat in 2014, saying flatly "we're going to be finished" then.

Neither says, though, what happens if it turns out that by 2014, Afghan forces are losing ground and need U.S. forces to avoid a Taliban takeover.

Only small numbers of al-Qaida fighters are still in Afghanistan. But the concern is that if U.S. and allied forces leave prematurely, the Taliban would regain power ? and al-Qaida would not be far behind.

___

Auto bailout:

There's little doubt the government bailout of General Motors and Chrysler kept the automakers afloat and saved huge numbers of jobs. But there's also little chance the government will get all its money back.

Taxpayers are out about $1 billion on the Chrysler rescue. GM stock is selling for less than half the price needed for the government to recover all of its nearly $50 billion investment in that company.

Obama carried forward a bailout begun by his predecessor. Romney opposed it. He said the companies should have gone through a private restructuring, with certain government guarantees after they reorganized.

Three years later, both companies are profitable. Chrysler has added almost 12,000 workers; GM, about 2,000. It's been estimated that 1 million jobs have been saved at automakers, parts companies and related businesses.

___

Campaign finance:

This presidential election is on track to cost nearly $2 billion. It's a staggering tab, and those who kick in big money to cover it stand to gain outsized influence over policy decisions by whoever wins. Your voice may not be heard as loudly as a result.

Recent court decisions have stripped away restrictions on how elections are financed, allowing the very rich to afford more speech than the rest. In turn, super PACs have flourished, thanks as well to limitless contributions from the wealthy ? including contributors who have business before the government.

Disclosure rules offer a glimpse into who's behind the money. But the information is often too vague to be useful. And nonprofits that run so-called issue ads don't have to reveal donors.

Obama criticized the Supreme Court for removing campaign finance restrictions. Romney supported the ruling. Both are using the lax rules with gusto.

___

China:

The U.S. accuses China of flouting trade rules and undervaluing its currency to helps its exporters, hurting American competitors and jobs. But imposing tariffs could set off a trade war and drive up prices for American consumers.

Tensions now have spread to the automotive sector: The U.S. is seeking international rulings against Chinese subsidies for its auto and auto-parts exports and against Chinese duties on U.S. autos. Romney says he'll get tougher on China's trade violations. Obama has taken a variety of trade actions against China, but on the currency issue, he has opted to wait for economic forces to encourage Beijing to raise values.

Cheap Chinese goods have benefited American consumers and restrained inflation. But those imports have hurt American manufacturers. And many U.S. companies outsource production to China. One study estimated that between 2001 and 2010, 2.8 million U.S. jobs were lost or displaced to China.

___

Civil rights:

What, exactly, is discrimination and what should be done to fight it? This election offers choices on the answer.

In areas such as mortgages, voter identification and immigration enforcement, the presidential candidates differ over how to use laws that guarantee equality and how far the Justice Department's civil rights division should go to ensure all Americans are treated fairly.

The election also will shape the Justice Department's actions in continuing court cases that challenge voter ID laws passed in some Republican-led states. Opponents contend such laws unfairly discourage minority voting.

Under Obama, the government has aggressively prosecuted cases where statistics show that blacks and Hispanics are hit harder than whites. Under recent Republican presidents, the Justice Department has limited its enforcement to cases with evidence of intentional discrimination ? not where statistics show that minorities were broadly disadvantaged by a particular practice.

___

Climate change:

This year America's weather has been hotter and more extreme than ever before, records show. Yet the presidential candidates aren't talking about it.

In the U.S. July was the hottest month ever recorded, and this year is on track to be the warmest. Scientists say that's both from natural drought and man-made global warming. Each decade since the 1970s has been nearly one-third of a degree warmer than the previous one.

Sea levels are rising while glaciers and summer Arctic sea ice are shrinking. Plants are blooming earlier. Some species could die because of global warming.

Obama proposed a bill to cap power plant carbon dioxide emissions, but it died in Congress. Still, he's doubling auto mileage standards and put billions into cleaner energy. Romney now questions the science of man-made global warming and says some actions to curb emissions could hurt an already struggling economy.

___

Cybersecurity:

The risk of a devastating cyberattack on the United States is real. Yet a political dispute exists over the role the federal government should play in securing the computer networks that control the electrical grid, water supply and other critical sectors. While that debate goes on, the country remains vulnerable to an electronic Pearl Harbor.

Obama wants the owners of essential U.S. infrastructure to meet minimum cybersecurity standards. But Republicans in Congress say the president's approach will only lead to costly, time-consuming regulations that won't reduce the risk. Romney says Obama has failed to lead on a critical national security issue.

While Congress bickers, the Pentagon worries. "The uncomfortable reality of our world today is that bits and bytes can be as threatening as bullets and bombs," Gen. Martin Dempsey, the chairman of the Joint Chiefs of Staff, told lawmakers.

___

Debt:

A sea of red ink is confronting the nation and presidents to come.

The budget deficit ? the shortfall created when the government spends more in a given year than it collects ? has topped $1 trillion for a fourth straight year. The government borrows about 31 cents for every dollar it spends.

The national debt is the total amount the federal government owes. It's risen to a shade over $16 trillion.

Obama has proposed bringing deficits down by slowing spending gradually, to avoid suddenly tipping the economy back into recession. He'd raise taxes on households earning more than $250,000 and impose a surcharge of 30 percent on those making more than $1 million. Romney would lower deficits mostly through deep spending cuts. But many of the cuts he's pushing would be partially negated by his proposals to lower top tax rates on corporations and individuals.

___

Defense spending:

At its core, the debate over how much the U.S. spends on defense gets down to this: What is it that America should be defending against?

There are plenty of potential security threats on the horizon, not to mention an unfinished war in Afghanistan.

The size and shape of the defense budget go a long way toward determining whether the U.S. can influence events abroad, prevent new wars and be ready for those it can't avoid. It also fuels the domestic defense industry in ways that affect the vitality of communities large and small across the country.

Obama wants more restraint in military spending while Romney favors expansion. Obama also wants more focus on Asia-Pacific security, reflecting China's military modernization. But that and other elements of military strategy could come apart if Washington doesn't find a way to avoid automatic budget cuts starting in January.

___

Economy:

The job market is brutal and the economy weak. More than 12 million Americans can't find work; the unemployment rate fell in September but is still at a recession-level 7.8 percent. It had been more than 8 percent for 43 straight months. A divided Washington has done little to ease the misery.

The economy didn't take off when the recession ended in June 2009. Growth has never been slower in the three years after a downturn. The human toll is staggering. Forty percent of the jobless, 4.8 million people, have been out of work six months or more ? a "national crisis," according to Federal Reserve Chairman Ben Bernanke. Wages aren't keeping up with inflation.

Obama wants to create jobs by keeping taxes low for everybody but the wealthiest and with public-works spending, clean energy projects and targeted tax breaks to businesses. Romney proposes further cuts in tax rates for all income levels; he'd also slash corporate rates, reduce regulations and encourage oil production.

___

Education:

Education ranks second only to the economy in issues important to Americans. Yet the U.S. lags globally in educating its children. And higher education costs are leaving students saddled with debt or unable to afford college at all.

State budget cuts have meant teacher layoffs and larger class sizes. Colleges have had to make do with less. It all trickles down to the kids in the classroom.

Although Washington contributes a small fraction of education money, it influences teacher quality, accessibility and more. For example, to be freed from provisions of the No Child Left Behind law, states had to develop federally approved reforms.

Romney wants more state and local control over education. But he supports some of Obama's proposals, notably charter schools and teacher evaluations. So, look for them to be there whoever wins the White House.

___

Energy:

American energy is booming and that's got consequences for the economy and the environment.

Obama embraces both traditional and renewable energy sources. He's spent billions on "green energy" and backs a tax credit for the wind industry that Romney opposes. Romney pledges to make the U.S. independent of energy sources outside of North America by 2020, through more aggressive exploitation of domestic oil, natural gas, coal and more, and approval of the Keystone XL pipeline from Canada.

U.S. dependence on imported oil has declined because of the economic downturn, improved efficiency and changes in consumer behavior. Production of all types of energy has increased, spurred by improved drilling techniques and discoveries of vast oil supplies in North Dakota and natural gas in states such as Pennsylvania, Ohio, New York and West Virginia.

Critics, though, worry that hydraulic fracturing and horizontal drilling could harm air, water and health.

___

Environment:

If Obama wins re-election, he could get a second wind on environmental regulations that were delayed in his first term. A Romney presidency is likely to roll back what Republicans consider excessive and expensive rules.

Obama achieved historic increases in fuel-economy standards and imposed the first regulations on heat-trapping gases blamed for global warming. His administration tightened standards on mercury pollution from power plants and set new controls on soot.

But he couldn't persuade a Democratic Congress to pass limits he promised on carbon emissions and shelved a plan to toughen health standards on lung-damaging smog.

Romney questions the cause of climate change and he's criticized Obama's treatment of coal-fired power plants. He opposes treating carbon dioxide as a pollutant and wants the cost of complying with regulations given more consideration.

___

European economic crisis:

Europe is struggling to control a debt crisis, save the euro currency and stop a repeat of the 2008 financial crisis that sent the world into recession.

Europe's troubles are the No. 1 threat to the U.S. economy. The biggest fear is that the 17-country eurozone will split, causing a financial crisis that will spread across the Atlantic, freeze credit and send the U.S. economy back into recession.

Neither Obama nor Romney has offered plans for Europe. The U.S. government lacks the cash and the will to rescue European countries struggling with huge government debts.

Obama has urged Europe to act more decisively. Romney warns that the United States will face its own day of reckoning if it can't reduce the federal debt. Many economists call for eurozone countries to assume joint responsibility for the weakest countries' debts through eurobonds; Germany has balked at the idea.

___

Gay marriage:

Both sides of the gay marriage debate agree on this much: The issue defines what sort of nation America will be.

Half a dozen states and the District of Columbia have made history by legalizing it, but it's prohibited elsewhere and 30 states have placed bans in their constitutions.

Obama supports legal recognition of same-sex marriage, as a matter decided by states. Romney says same-sex marriage should be banned with a constitutional amendment.

The debate divides the public down the middle, according to recent polls, and stirs up passion on both sides.

In November, four states have gay-marriage measures on their ballots. In Minnesota, the vote is whether to ban gay marriage in the state constitution. Voters in Maine, Maryland and Washington state are voting on whether to legalize gay marriage.

Thus far, foes of gay marriage have prevailed in all 32 states where the issue reached the ballot.

___

Guns:

Gun violence has been splayed across front pages with alarming frequency lately: the deadly Milwaukee spa shootings, the movie theater killings in Colorado, the Sikh temple shootings in Wisconsin, and more. Guns are used in two-thirds of homicides, according to the FBI. But the murder rate is less than half what it was two decades ago.

Neither Obama nor Romney has had much to say about guns during the campaign. Obama hasn't pushed gun control measures as president; Romney says new gun laws aren't needed.

It's getting harder to argue that stricter gun laws are needed when violent crime has fallen by 65 percent since 1993.

But the next president may well fill at least one Supreme Court seat, and the court is narrowly divided on gun control. An Obama appointee could be expected to be friendlier to gun controls than would a Romney nominee.

___

Health care:

America's health care system is unsustainable. It's not one problem, but three: cost, quality and coverage.

The U.S. has world-class hospitals and doctors. But it spends far more than other advanced countries and people aren't much healthier. And in an aging society, there's no reliable system for long-term care.

Obama's expansion of coverage for the uninsured hits high gear in 2014. Obama keeps today's Medicare while trying to slow costs. He also extends Medicaid.

Romney would repeal Obama's health care law but hasn't spelled out what he'd do instead. On Medicare, he favors the option of a government payment to help future retirees get private coverage.

The risk of expanding coverage: Health costs consume a growing share of the stressed economy. The risk of not: Millions continue uninsured or saddled with heavy coverage costs as the population grows older.

___

Immigration:

An estimated 11.5 million illegal immigrants are living and often working in the United States. Figuring out what to do with them has confounded Washington for years.

Lax enforcement could mean more illegal immigrants competing with citizens and legal immigrants for jobs and some social services. A too-tight policy could mean farmers and others in industries that rely on the cheaper labor of illegal immigrants are left begging for workers, passing higher costs on to everyone else or going out of business.

Obama backed the DREAM Act, a failed bill that would have provided a path to legal status for many young illegal immigrants. In June, Obama decided to allow as many as 1.7 million of them to stay for up to two years. Romney has said he would veto the DREAM Act, though during the second presidential debate he said he supports a path to legal status for young illegal immigrants. He would honor any work permits issued under Obama's plan to delay deportations for many young illegal immigrants but wouldn't accept new applications for the programs.

___

Income inequality:

The income gap between the rich and everyone else is getting larger, while middle incomes stagnate. That's raised concerns that the middle class isn't sharing in economic growth as it used to.

Obama would raise taxes on households earning more than $250,000 a year, plus set a minimum tax rate of 30 percent for those earning $1 million or more. He also wants to spend more on education, "a gateway to the middle class." Romney would cut taxes more broadly and says that will generate enough growth to raise all incomes.

Income inequality has risen for three decades and worsened since the recession ended. The Census Bureau found the highest-earning 20 percent earned 51.1 percent of all income last year. That was the biggest share on records dating to 1967. The share earned by households in the middle 20 percent fell to 14.3 percent, a record low.

___

Infrastructure:

Much of America's infrastructure ? the interstate highway system, mass transit networks and more ? is well-over half a century old and in need of serious repair and modernization. System breakdowns and bottlenecks are slowing commerce, at a cost to the economy and America's global competitiveness. The World Economic Forum put the U.S. 24th last year in the quality of its infrastructure, down from fifth in 2002.

The dilemma facing any president is how to maintain critical public works when budgets are crippled. Both candidates say infrastructure is important. The divide is over how to pay for it, and which projects.

Obama has favored stimulus-style spending and pushed for innovations like high-speed rail. Romney favors less federal involvement. He also shuns the idea that public-works spending is a good way to jumpstart the economy, saying decisions on projects should be based on need and potential returns.

___

Iran:

With the Iraq war over and Afghanistan winding down, Iran is the most likely place for a new U.S. military conflict.

Obama says he'll prevent Iran from acquiring nuclear weapons. He hopes sanctions alongside negotiations can get Iran to halt uranium enrichment. But the strategy hasn't worked yet. Obama holds out the threat of military action as a last resort.

Romney accuses Obama of being weak on Iran. He says the U.S. needs to present a greater military threat. Yet he says sanctions are working and war should only be considered when all else fails.

Attacking Iran is no light matter. That is why neither candidate clearly calls for military action.

Tehran can disrupt global fuel supplies, hit U.S. allies in the Gulf or support proxies such as Hezbollah in acts of terrorism. It could also draw the U.S. into an unwanted new war in the Muslim world.

___

Israel:

As concern intensifies over Iran's nuclear program and the rise of Islamist governments in the Middle East, America's top ally in the region, Israel, has become increasingly wary. Israel's security has been a U.S. foreign policy priority of both Democratic and Republican administrations since the Jewish state was created in 1948.

Although small, Israel has significant influence in Washington and presidents of both parties have pledged their commitment to its defense. And it's always a potential flashpoint in a region that the U.S. depends on for oil.

Obama has continued the strong support for Israel. Both American and Israeli officials say security cooperation is as strong as it has ever been. But the Obama administration has become embroiled in several very public spats with Benjamin Netanyahu's government.

Romney sharply criticizes Obama's policy on Israel. He's friendly with Netanyahu, visited Israel in July and vows unreserved U.S. support.

___

Labor:

Unions have long been viewed as a way for workers to gain job protections, boost wages and benefits and live a middle-class life. But organized labor has been in a tailspin for decades, losing millions of members and the influence it once wielded in the workplace.

About 14.8 million Americans are members of labor unions. That's just 11.8 percent of the workforce ? down from about a third of all workers in the 1950s.

The numbers have dropped as domestic manufacturing jobs go overseas and businesses take a tougher approach against union organizers.

Union leaders want Washington's help in making it easier to organize members and promote the use of union labor. They've had some success under Obama. But Romney says as president, he would reverse all of Obama's union-friendly executive orders. And he'd seek national right-to-work legislation prohibiting unions from collecting dues from nonmembers.

___

Missile defense:

Missile technology is proliferating. It remains unclear how quickly foes like Iran and North Korea could develop a capability to reach the United States with missiles, but the U.S. says Iran is already able to hit allies in Europe.

The United States is spending nearly $10 billion a year on missile defense when military budgets are stretched. But the programs have yet to prove that they can reliably knock long-range missiles out of the sky.

The U.S. is deploying missile interceptors not only on home soil, but in Europe and Asia, drawing complaints from Russia and China. Moscow has said it will resist plans backed by both Obama and Romney. Romney has said he will not compromise with Russia on U.S. missile defense capabilities. And he opposes a missile-defense spending cut favored by Obama.

___

Outsourcing:

High unemployment and economic weakness have fueled fears that the U.S. is losing well-paid jobs to low-cost countries such as China. The decision by high-tech firms such as Apple to manufacture in China has raised concerns that higher-skilled jobs are also being lost.

Obama has proposed a variety of tax changes that he says will discourage outsourcing. Romney promises to make the nation more attractive for businesses to locate by cutting taxes and reducing regulations. The issue has arisen even as there are signs the outsourcing trend is slowing.

Wages are rising in China while wages and other costs are falling in the United States. That's eroding China's cost advantage. Obama and Romney hope to encourage more companies to keep jobs in the U.S. But it's unlikely that anywhere close to the 6 million manufacturing jobs lost from 2000 to 2010 will be regained.

___

Race:

A more racially and ethnically diverse population is rising in the U.S. and, perhaps within three decades, whites will no longer be the majority. That means shifts in political power, the risk of intensified racial tensions and also the opportunity to forge a multiracial society unlike anything in America's past.

Nearly half a century after the signing of the Civil Rights Act, America elected its first black president in 2008. Obama says that milestone changed attitudes on race, but he never thought his election would bring about a post-racial America. He's tread carefully on matters of race, in some minds too carefully.

Romney appears to favor the melting pot ideal more than the mosaic, envisioning a future in which Americans put aside differences grounded in race and ethnicity to stand as one people. But blacks and Latinos continue to see their interests better represented by Democrats.

___

Social Security:

Unless Congress acts, the trust funds that support Social Security are on pace to run out of money in 2033, triggering an automatic 25 percent cut in benefits that millions of older Americans rely on for most of their income.

That may seem far off. But the sooner Congress acts, the more time to phase in changes slowly.

Social Security could be preserved for generations with modest but politically difficult changes to benefits or taxes, or some of both.

Obama hasn't laid out a detailed plan for addressing Social Security. Romney proposes a gradual increase in the retirement age and, for future beneficiaries, slower growth in benefits for the wealthy.

But nothing will happen without White House leadership.

For millions of retired and disabled workers, Social Security is almost all they have to live on. Monthly retirement benefits are $1,237; average disability benefits, $1,111.

___

Supreme Court appointments:

With four justices in their 70s, odds are good that whoever wins in November will fill at least one Supreme Court seat. The next justice could dramatically alter the direction of a court split between conservatives and liberals.

One new face could mean a sea change in how millions get health care, shape gay rights and much more.

Obama already has put his stamp on the court by selecting liberal-leaning Justices Elena Kagan and Sonia Sotomayor, 50-somethings who could serve a quarter-century or more. Romney has promised to name justices in the mold of the court's conservatives.

Since the New Deal, Supreme Court decisions have made huge differences in American lives, from rulings to uphold Social Security, minimum wage laws and other Depression-era reforms to ringing endorsements of equal rights. Big decisions on health care, gun rights and abortion have turned on 5-4 votes.

___

Syria:

Syria's conflict is the most violent to emerge from last year's Arab Spring. The fighting has escalated into a civil war that has killed more than 33,000 people in the last 20 months, according to activists.

Obama wants Syrian President Bashar Assad to leave power. But he won't use U.S. military force to make that happen.

Romney says "more assertive" U.S. tactics are needed. Yet in the final presidential debate, he ruled out U.S. military involvement for now.

The future of Arab democracy could be at stake. After dictatorships fell elsewhere, critics say Assad's government has resorted to torture and mass killings to retain power.

Assad has long helped Iran aid Hamas and Hezbollah, destabilizing Lebanon while threatening Israel's security and U.S. interests in the Middle East.

But extremists among the opposition, Assad's weapons of mass destruction and worries about Israel's border security have policymakers wary about deeper involvement.

___

Terrorism:

Terrorism is not a top concern for voters this election, polls say. That will change if terrorists pull off anything on a large scale or if overseas attacks like the one in Libya keep happening.

Osama bin Laden is dead and there hasn't been a successful attack by al-Qaida-inspired extremists on U.S. soil since the deadly shooting rampage in Fort Hood, Texas, in 2009. But terrorism remains a reality, as seen in the Libyan attack that killed U.S. Ambassador Chris Stevens and three other Americans. The assault injected the issue of diplomatic security into the presidential campaign and renewed questions about the quality of U.S. intelligence.

Also a reality: the huge expense of homeland security more than a decade after 9/11, the cost to privacy from surveillance in the U.S. and the toll in innocent lives from U.S. drone attacks that have killed known and suspected terrorists abroad.

___

Taxes:

Almost every U.S. taxpayer faces a significant tax increase next year, unless Congress and the White House agree on a plan to extend a huge collection of tax cuts expiring at the end of the year.

And there's a huge debate over how to overhaul the tax code to make it simpler, with lower rates balanced by fewer deductions.

Obama wants to extend Bush-era tax cuts again, but only for individuals making less than $200,000 and married couples making less than $250,000.

Romney wants to extend all those tax cuts and enact new ones, dropping all income tax rates by 20 percent. Romney says he would pay for that by eliminating or reducing tax credits, deductions and exemptions. But he won't say which ones would go.

Most lawmakers want a simpler tax code, but millions count on the mortgage interest deduction, child tax credit and more, making progress all but impossible.

___

Wall Street regulation:

The debate over banking rules is, at its core, a dispute about how to prevent another economic cataclysm.

The financial crisis that peaked in 2008 touched off a global economic slowdown. Four years later, the recovery remains painfully slow.

After the crisis, Congress passed a sprawling overhaul of banking rules and oversight. The law gives regulators new tools to shutter banks without resorting to emergency bailouts. It restricts risky lending and establishes a new agency to protect consumers from misleading marketing and other traps.

The new rules also boost companies' costs, according to Romney and many in the business community. Romney believes the law is prolonging the nation's economic agony by making it harder for companies to invest and grow. He has pledged to repeal it. Obama fought for and supports the law.

___

Associated Press writers Nancy Benac, David Crary, Tom Raum, Seth Borenstein, Robert Burns, Jack Gillum, Paul Wiseman, Carole Feldman, Mark Sherman, Matthew Pennington, Bradley Klapper, Ricardo Alonso-Zaldivar, Daniel Wagner, Stephen Ohlemacher, Alicia A. Caldwell, Christopher S. Rugaber, Jason Keyser, Sam Hananel, Desmond Butler, Richard Lardner, Tom Krisher, Jesse Washington, Matthew Daly, Matthew Lee, Suzanne Gamboa and Cal Woodward contributed to this report.

EDITOR'S NOTE _ A look at issues at stake in the election and their impact on people

Source: http://news.yahoo.com/why-matters-issues-stake-election-160424306--election.html

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Tuesday, October 23, 2012

I Am Learning: GCSE Psychology (Education) - iApper

I Am Learning: GCSE Psychology 1.0

Device: iOS iPhone
Category: Education
Price: $.99, Version: 1.0 (iTunes)


Description:

I am learning GCSE Psychology Revision app has 178 UNIQUE QUESTIONS across the curriculum. Choose to play the game or use the default template to revise. Test yourself and see your results in easy to use reports.?The app comes from one of the UK?s most successful online revision providers, I am learning, which

is used by over a 1000 schools and over 500,000 users.?I am learning GCSE Psychology Revision app incorporates the main topics across all major exam boards making it an ideal resource to help improve results.Features include:- Play the game to make revision more fun- Questions randomize each time- Simple reports with red, amber, green indicators for performance- See which questions you have answered incorrectly (see what you don?t know)- Gap analysis ? see which questions you frequently answer incorrectly

I Am Learning: GCSE Psychology

Source: http://www.iapper.com/i-am-learning-gcse-psychology-education/

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Xbox LIVE users score NBA Game Time app

We?d wondered if Xbox 360 users might see the NBA Game Time application Microsoft announced back at E3 before basketball seasons official start. Coming just a week before tip-off Xbox LIVE users can now watch live streams of their favorite NBA team?s games.

While NBA Game Time for Xbox 360?marks the first time U.S. users will be able to watch highlights, replays, and games directly from their console that?s not this app?s only claim to fame. It also features in-app schedules and stats on your favorite players and franchises, Kinect sensor and voice support, and a split screen mode so you can enjoy two games at once.

Of course, this is strictly an Xbox LIVE Gold subscriber ordeal, Xbox LIVE Free users won?t be allowed to partake in the festivities. Neither will those of you who don?t have an NBA League Pass subscription.

Source: http://enconnected.com/2012/10/22/xbox-live-users-score-nba-game-time-app/

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Boosting Fall Ad Sales Efforts - Ryan Dohrn

I am often asked by clients how they can keep their sales teams
"pumped up" during the fall selling season if budgets do not allow a
coach to come onsite to offer ad sales training.? From my perspective,
the critical issue to address is how to eliminate distractions? and help
maintain focus during a fall filled with football, great weather and
holidays that demand significant energy from everyone.? October and
November are important months as many companies are planning their ad
spending for 2013.? Did your ad sales reps sell in advance and get in
the ring for these important decisions?? It is not to late to boost your
sales efforts. Here are eight ways to help your team boost fall ad
sales.

1.? Dismiss the notion that no advertisers buy around the holidays. Kill this bad idea publicly.

2.? Increase client contact. Move to an every other day client contact pattern via phone and email until you get a reply.

3.? Create team call zones where all members of the sales team are calling to sell or set appointments for 30 minute windows of time. Then regroup and share what happened. Then, do it again.

4.? Revisit pricing packages are tweak them for fall savings or rate protection agreements. Be sure everything has a lot of visuals!? Spend some time on ad sales training with your team as a group.

5.? As a manager Increase your follow up and attention to prospecting and client contact. Also, step up and attend more client meetings.

6.? Send 2 reps on a call. Increase confidence by team calling. This often also shows clients that you have a dedicated team.

7.? Increase spec ad production or collect same ads or commercials to use in your pitch.

8.? Balance fall fun with work. Schedule fun outings for your team like softball or a BBQ.

All in all, as a leader it is critical that you do not sit back and accept the fact that fall is here and sales will be slow like last year.? Try new things and work as a group to make this season a strong selling season.

About this blogger:? Ryan Dohrn is an award wining ad sales training coach, a nationally recognized internet sales consultant ryandohrn.com, international business speaker businessspeakerpro.com and is the President and founder of 360 Ad Sales Training, a boutique internet revenue consulting ryandohrn.com firm with a detailed focus on ad sales training, internet consulting and media revenue generation.??? Internet consultant ryandohrn.com and business speaker businessspeakerpro.com Ryan Dohrn travels the globe teaching media sales training classes and offers detailed coaching help to business owners and media companies looking to make money online.

Contact information:
Ryan R. Dohrn
President/Founder
360 Ad Sales Training and Strategy
Brain Swell Media LLC
http://www.BrainSwellMedia.com
http://RyanDohrn.com
http://360adsales.com

803-867-3769
Follow him on Twitter.com/ryandohrn http://twitter.com/ryandohrn for daily tips and advice.
http://www.linkedin.com/in/ryandohrn

Source: http://ryandohrn.blogspot.com/2012/10/boosting-fall-ad-sales-efforts.html

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Orleans Parish coroner identifies Central City stabbing victim, 37 ...

The Orleans Parish Coroner's Office has identified a 37-year-old man who was stabbed to death in Central City on Wednesday. The victim's name was Marcel Ivory, said John Gagliano, coroner's chief investigator.

Ivory's body was found with stab wounds to the shoulder around 6:45 p.m. Wednesday in?a rear apartment in the 1900 block of Josephine Street, said Officer Hilal Williams, a spokeswoman for the New Orleans Police Department.?

Investigators had a 'person of interest' in custody for questioning on Wednesday night.

Efforts to reach Ivory's family were not immediately successful.

Homicide detective Jacob Lundy is in charge of the case. He can be reached at 504.658.5300. Anyone with information on this crime can also call Crime Stoppers at 504.822.1111.

Source: http://www.nola.com/crime/index.ssf/2012/10/orleans_parish_coroner_identif_5.html

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Monday, October 22, 2012

Growth Of Service Exports To Drive Future Demand For Commercial ...

In the face of weakness in the US, Mainland China and Eurozone economies, Hong Kong?s workforce has grown to new record highs. Since the start of 2010, the total number of persons employed has grown, on average, by 0.17% m-o-m; the fastest pace of employment growth for the city on record.


Source: Census and Statistics Department
Note: Methodological changes were made from Jun-1995 to May-1997. For consistency, this period is not included in the analysis

Hong Kong?s median household income has also recorded sound growth, up by 8.2% in 2010 and 8.7% in 2011. This compares to the aggregate growth rate of 8.5% per annum achieved during the first decade of the millennium (2000-2009). What is more astounding, is that this growth has been achieved with the import/export trading and finance sectors being severely affected by the Global Financial Crisis and European Sovereign Debt Crisis; the import/export trading sector is the city?s second-largest employer while the finance sector typically generates about 15% of the city?s GDP.

The strong growth in employment and median household income has been driven by structural changes in the economy. A closer look at the composition of the city?s GDP over the last decade reveals that Hong Kong?s visible trade deficit (goods imports minus exports) has widened to a record high of 27.2% of its output. Meanwhile the city?s invisible trade surplus (services exports minus imports) has surged to 26.0% of its GDP.


Source: Census and Statistics Department

I believe an important catalyst has contributed to this trend. Given the difficulties that Western economies are facing, it is natural for enterprises to redirect their focuses into Asia-Pacific, a region with robust growth. Hong Kong?s geographical position at the heart of Asia and its proximity to China has made the city a focal point of activity in the region.

This has important implications on the demand for commercial property in Hong Kong, both in terms of leasing and investment demand, because every kind of service provision, from selling a handbag to underwriting an Initial Public Offering, cannot take place without commercial property. Demand for commercial properties therefore rises alongside demand for our services.

With growth in Western economies likely to be subdued in the foreseeable future and Asia-Pacific expected to be an important engine of growth for the global economy, Hong Kong should see an increase in the demand for commercial properties over the near-to-longer term.

About the author
William Tsang is the Analyst of Research for Jones Lang LaSalle in Hong Kong.

Source: http://www.joneslanglasalleblog.com/APResearch/economic-research/growth-of-service-exports-to-drive-future-demand-for-commercial-properties-in-hong-kong

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Bahamian entertainer, Joe Fox to speak at Black

Last Updated: Oct 22, 2012 - 12:08:39 AM



WEb-FOX-Joe.jpg
Joe Fox,who will speak at this weekends BESLA conference was leader of the former Der Kinky Fox band which included members such as Johnny Kemp, Timmy Allen, and Kevin Robinson, musicians whom would later embark on successful, renowned musical solo careers. Fox also worked with great musicians, such as, Miles Davis, Teddy Pendergrass, Teddy Riley, Ray Munnings, Checkmate, Stephen Stills, Tony Terry, Betty Right, Parliament Funkadelic, Wayne Cochran, to name a few.

Musician and entrepreneur Joe 'Kinky' Fox will be guest speaking at the upcoming Black Entertainment and Sports Lawyers Association (BESLA) 32nd annual conference, held October 24- 28, 2012 at the Atlantis Resort on Paradise Island, Bahamas.

Fox is the president of the Grand Bahama Entertainment, Musicians and Artists Association, and is an accomplished musician, performer, producer, agent, writer, and entrepreneur.? Fox has contributed to the entertainment industry for 46 years.

Joe?s love for music began when he was a child. He landed gigs singing and playing the drums in multiple venues during his teen years. In 1971, Fox moved to New York City while working with the band called the Esquires LTD. The group?s popularity spread through its boroughs leading Fox to later create and manage successful music groups such as Foxfire, Der Kinky Fox, and many more.

The Der Kinky Fox band included members, such as, Johnny Kemp, Timmy Allen, and Kevin Robinson, musicians whom would later embark on successful, renowned musical solo careers. Fox also worked with great musicians, such as, Miles Davis, Teddy Pendergrass, Teddy Riley, Ray Munnings, Checkmate, Stephen Stills, Tony Terry, Betty Right, Parliament Funkadelic, Wayne Cochran, to name a few.

Fox was later recruited to serve as the first opening act at the Mirage Hotel and Casino in Las Vegas, Nevada. He soon became the first Bahamian to have three showcases, to perform simultaneously in three different casinos. In addition, he created the first Black and Bahamian agency in Las Vegas, called Original Artist Agency. He also became a renowned Bahamian themed party coordinator and coordinated for Caesar?s Palace.

Fox, grateful for his success, talent, and musical collaborations with other great musicians noticed the importance of giving back to the music industry. He sought to support other Black musicians and was thrilled after being requested to book talent for the National Black Engineer?s Convention. Following this achievement, Fox became eager to raise awareness to the struggles experienced by Bahamian musicians. In 2004, Fox returned to his homeland of Freeport, Bahamas. By way of his own successful radio show, during which Fox promised his audience he would ?Keep it Real,? Fox donated support, advice to members of the industry, and raised funds for charities dedicated to supporting Bahamian musicians. Fox remains committed to contributing to success of Black members in the entertainment industry.

Joe Fox has fearless advocate and ally for musicians and artists. Born in Nassau, he is passionate about the role that music and the arts can play in enhancing and preserving rich Bahamian culture and tourism. During this time as President of GBEMAA, he has tirelessly reinforced the movement to ?bring live entertainment back.? Mr. Fox has been able to gain the respect of the local Grand Bahama business community, supporters from small and large organizations, and support from the ministry of tourism.???

His goal for the organization is to create structure and backing for musicians and artists that stand on the principals of high quality standards to promote pride, performance, and professionalism. Joe Fox has been a key contributor in designing a vision for the next wave of musicians and artists in the Bahamas.


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As Mr. Fox enters this next phase of his journey, he has become particularly interested in cultivating the talent and resources for his home- The Bahamas. He believes that music and entertainment can be a powerful tool to create power, momentum, and hope for an economy that thrives on tourism. His value system stands firm on the idea that if the Bahamas will protect, cultivate, and promote quality music and artists, pride and joy will ring and tourists and supporters will hear the call.

RELATED:


Black Entertainment and Sports Lawyers Association to converge in The Bahamas
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Source: http://www.thebahamasweekly.com/publish/entertainment/Bahamian_Joe_Fox_to_speak_at_Black_Entertainment_Sports_Lawyers_Assoc_Conference24696.shtml

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Sunday, October 21, 2012

Obama remembers McGovern as 'champion for peace'

"George McGovern dedicated his life to serving the country he loved. He signed up to fight in World War II, and became a decorated bomber pilot over the battlefields of Europe. When the people of South Dakota sent him to Washington, this hero of war became a champion for peace. And after his career in Congress, he became a leading voice in the fight against hunger." ? President Barack Obama in an emailed statement

___

"We first met George while campaigning for him in 1972. Our friendship endured for 40 years. As a war hero, distinguished professor, Congressman, Senator and Ambassador, George always worked to advance the common good and help others realize their potential. Of all his passions, he was most committed to feeding the hungry, at home and around the world. The programs he created helped feed millions of people, including food stamps in the 1960s and the international school feeding program in the 90's, both of which he co-sponsored with Senator Bob Dole." ? Former President Bill Clinton and U.S. Secretary of State Hillary Clinton in an emailed statement

___

"Ann and I extend our condolences to the family of George McGovern, the unwavering standard bearer of his party and a hero of World War II." ? Former Massachusetts Gov. and Republican presidential nominee Mitt Romney via Twitter

___

"George McGovern was a self-made man who served our nation, in war and in peace, with courage and conviction. He worked hard on behalf of South Dakota, and made history as the only South Dakotan to be nominated for President. Linda and I extend our sympathies to the McGovern family." ? South Dakota Gov. Dennis Daugaard, a Republican, in an emailed statement

___

"George McGovern - always a gentleman and an outstanding member of the Greatest Generation. RIP." ? U.S. Sen. John McCain, R-Ariz., via Twitter

___

"George McGovern was a voice of clarity and conviction at a time when America needed it most. He spoke to many of us who opposed the war but loved our country, because he was the genuine article, a soft-spoken, decent and gentle man who lived a remarkable life with humility, a decorated bomber pilot who never bragged about his own heroism, even as he ran into the buzzsaw of the negative and destructive politics that marked the Watergate era." ? U.S. Sen. John Kerry, D-Mass., in an emailed statement

___

"George McGovern was clearly one of South Dakota's most outstanding public servants. The USA and the world would have been better off if he had defeated Richard Nixon in the 1972 presidential election." ? Al Neuharth, a South Dakota native and founder of USA TODAY, The Freedom Forum and Newseum, in an emailed statement

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"G McGovern - a great man . War hero, teacher, congressman, senator, presidential candidate, and life long advocate for peace God bless." ? Tom Brokaw, special correspondent for NBC News, via Twitter

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"George McGovern lived a life of exemplary service. George's legacy of service will live on at the leadership program created in his name by his beloved Dakota Wesleyan University and in the hearts of all of those who took courage and inspiration from his public life and quiet, but powerful voice in the counsels of government." ? U.S. Sen. John Thune, R-S.D., in an emailed statement

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"George McGovern was a South Dakota institution. He has inspired countless Americans to get involved in the political process and will be remembered for his passionate commitment to South Dakota and to the hungry of the world." ? U.S. Rep. Kristi Noem, R-S.D., in an emailed statement

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"As the Democratic nominee for president, Senator McGovern put principle over politics and stood up for what he believed in. He lived his values, dedicating his life to fighting the scourge of poverty here at home and around the world. The forces of social justice lost a great fighter today, and Senator McGovern will be sorely missed." ? Senate Majority Leader Harry Reid, D-Nev., in an emailed statement

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"George was a compassionate man with a truly deep devotion to public service. Whether it was serving as a bomber pilot in World War 11, as an international leader in fighting hunger, as a talented teacher, or as Senator, he served with uncompromising values and commitment." ? U.S. Sen. Tim Johnson, D-S.D., in an emailed statement

Source: http://news.yahoo.com/obama-remembers-mcgovern-champion-peace-161307047--election.html

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Banks set to cut interest rates

Amid intense pressure from the public and BoU, banks finally budge on interest rates

For about a year, the prayer of John Kasimoni, a general merchandise wholesaler in Kikuubo market, has been having the interest rate on a variable bank loan he obtained from a bank reduced.

It all started when Kasimoni walked into a bank and obtained a three-year loan of Shs 100 million from the bank in June last year to recapitalise his business.

At the original interest rate of 25%, he was supposed to pay monthly installments of Shs about Shs 4 million per month for 36 months.? Over the 36 months, he would have to pay back interest equivalent to more than Shs 44 million.

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But on November 1, 2011, Kasimoni received a letter from the bank informing him that the bank had increased its prime lending rate to 28.5%, and his monthly installments had automatically grown to more than Shs 4.5 million per month effective immediately. This meant an increase of Shs 530,000 on his monthly installments.? This was money he had to fork out from his capital. He almost lost his house - which he had staked as security for the loan - to the bank.

?I didn?t know there was such a condition in the loan contract or I wouldn?t have taken it,? Kasimoni said bitterly, adding that he has not thought of going back to any bank for a loan.

For now, Kasimoni is barely managing to pay off the old loan and still feels petrified when one mentions going back for another loan. ?I wouldn?t go back to banks for loans. I really fear,? he said.

Traders? protests

Early this year, traders under their umbrella body Kampala City Traders Association (KACITA) staged a three-day strike and shutdown shops protesting the spike in interest rates which saw most of them lose property and close business.

Some commercial banks hiked interest rates to over 30% from as low as 15% in the first quarter of 2011. The hike was influenced by increases in the central bank?s central bank rate which touched highs of 23% from 13%. The rate increment was aimed at fighting inflation which peaked at 30.4% in October last year, the highest since 1993.

According to the Bank of Uganda commercial banks weighted average rates jumped to 26.9% in July 2012 from 21.7% in July 2011. Not surprisingly, commercial banks registered some of their biggest profits ever in the last financial year.

There is hope that traders? prayers could be been answered with most commercial banks announcing some cuts in their bank lending rates in response to the recent reduction in the central bank rate to 13%, the level it was at in July last year before inflation spiked.

For instance, KCB reduced its interest rates from 26% to 24%, Ecobank reduced to 25% from 26%, Stanchart is now at 21%, Centenary Bank is at 22% down from 23% while Stanbic will cut to 21% from 26%. Dfcu and Crane Bank stand at 25%.

In an interview with The Independent on Oct. 12 Everest Kayondo, the KACITA chairman, said:? ?We are a bit relieved with the interest rate cuts but we are not yet there,?, adding that loans were still expensive for borrowers.

He argued that in July last year when the CBR was at 13% most banks had their base lending rates below 20%. Today, the CBR is back at 13% and no bank has lowered their base lending rates below 20%.

Kayondo feels the pain for his members who lost property to banks and closed business because of the ?unmanageable? hikes in interest rates.

?That we will live to remember,? he said, adding that to avoid a repeat of such pain, he insists on government coming up with a policy forcing banks to cut interest rates in line with the central bank?s CBR ?even if we are in a liberalised economy.?

Even Members of Parliament on the National Economy are pushing for a similar move. They are urging the Finance minister to push for the amendment to the Financial Institutions Act 2004 so that the central bank can have a say on how much commercial banks charge on loans once economic conditions change.

Isaac Nkote, senior lecture of Finance at Makerere University Business School, told The Independent on Oct. 13 that it is very hard to regulate banks? interest rates when they operate in a liberalised economy since many had different ways of determining interest rates say the degree of risk and the type of borrower.

?Setting new interest rates by a bank is a management issue and it takes some time,? he said, adding that banks would always reduce interest rates when they expect good market conditions in a period of six months.

Nkote said even amidst high interest rates ?serious? borrowers would always borrow. ?It depends on the business one does and the bank they are dealing with.?

Emmanuel Tumusiime Mutebile, the central bank governor, has on several occasions publicly admitted that he could not force commercial banks to reduce interest rates because he does not have that mandate.

?But for the interest of the business community and the economy, legislators should look into that,? Kayondo said.

Mutebile cut the CBR by two percentage points to 13% in October down from 15% in September due to the disinflationary momentum reported by the Uganda Bureau of Statistics. The bureau reported on Sept. 28 that annual headline and core inflation fell sharply to 5.4% and 4.8% respectively in September from 11.9% and 11.4% in August driven by sharp falls in food prices and other falls in the other components in the inflation basket.

BoU?s most recent CBR cut brought the cumulative fall in the rate, since February this year to 10 percentage points.? The rate cut, according to Mutebile was expected to influence commercial banks to reduce their interest rates charged on loans.

?However the reduction in the CBR has not been passed on fully to commercial banks? lending rates,? Mutebile complained. ?I hope that in October, we will see a significant reduction in bank lending rates for all borrowers,? he added.

But the governor said he expected no further cuts in the CBR since inflation had fallen back to where it was last year in Q1.

But Philip Odera, the chairperson of the Uganda Bankers Association and managing director of Stanbic Bank, the largest bank in terms of market share and asset base, was optimistic.

?Banks will continue to reduce their interest rates as long as there is enough and cheap liquidity in the market,? Odera told The Independent on Sept. 12, adding that the central bank had just cut the CBR something that he said needs some time to have the cost of funding in the market falling and ?for commercial banks to assess the future.?

Wise borrowers

Odera, whose bank has announced a cut in its base lending rate to 21% effective Nov. 1 down from a high of 29% a few months ago, said the bank currently welcomes customers who are not ?rushing? to take up loan products but those who are demanding for broad knowledge on how to borrow from the bank and ?use the money wisely? and make profits out of their business.

?We want your business to grow so that we can also grow,? he said.

He said they are now encouraging borrowers to access loan products in groups so that it becomes easy for them to payback. Those could be workers of a particular company or farmers attached to an organisation or private company which they supply with agricultural output.

Like Odera, A.R Kalan, Crane Bank?s managing director, said they were happy to see inflation in single digits and the central bank reducing the CBR. Kalan promised to cut their base lending rates, which stood at 26% further as market conditions continue to be favorable.

The business community and the public might have the view that commercial banks are out to exploit them and maximize profits but Odera urged the public not to see banks that way. He said banks are contributors to economic growth through financing productive sectors.

?We are all working towards having our economy growing,? he said.

But with the economic growth slowing down due to lower productivity as a result of lack of credit, many will continue to doubt Odera?s assertions. For instance, Uganda?s economy grew at 3.2% in the fiscal year that ended on June 30, 2012 down from 6.7% expansion in the year earlier. However, there is optimism that the next 12 months will be better as productive sectors get the necessary boost to enable the economy to grow at the desired level of about 7% per annum.

But for now, all that people like Kasimoni are thinking about is having the interest rate on their loans go down. If for instance, Kasimoni?s bank effected the reduction to 21%, he will pay back at most Shs 3.3 million per month, Shs 700,000 less than the smallest amount he ever paid back and about Shs 1 million lower than the highest amount he ever paid.?? How long the banks will have to wait to accept to make this kind of ?loss? is what remains to be seen.


Trend of interest rates and the CBR from June 2011 - October 2012




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Source: http://www.independent.co.ug/business/business-news/6651-banks-set-to-cut-interest-rates

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